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Employment Rights, Medical Insurance, Financial Assistance Employment Rights Medical Insurance Financial Assistance ~~~~~~~~~~~~~~~~~~~~~~~~~~~ Employment Rights Short Edited Excerpt from longer article on Employment Rights from http://cancer.com "Your Employment Rights as a Cancer Survivor Source: National Coalition for Cancer Survivorship Publish Date: 06/02/2000 Review Date: 07/13/2001 " "Work fulfills a critical financial and emotional need for most cancer survivors. ...Although most employers treat cancer survivors fairly and legally, some employers, either through outdated personnel policies or an uninformed or misguided supervisor, erect unnecessary and sometimes illegal barriers to survivors & job opportunities. Some survivors encounter problems such as dismissal, failure to be hired, demotion, denial of promotion, denial of benefits, undesirable transfer, and hostility by co-workers. Survivors can best protect themselves from employment discrimination by learning how to advocate for their rights in the workplace." "The Americans with Disabilities Act (also known as the ADA) prohibits some types of job discrimination against people who have or have had cancer by employers (who have at least 15 employees), employment agencies, and labor unions. Additionally, every state has a law that regulates, to some extent, disability-based employment discrimination. Some laws clearly prohibit cancer-based discrimination, while others have never been applied to cancer-based discrimination. State laws also vary as to which Employers, public or private, large or small, must obey the law." "Under federal and most state laws, an employer has the right to know only if you are able to do the job at the time you apply for it." Knowledge of these issues is relevant to all employed cancer survivors. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Medical Insurance http://www.medscape.com/ACCC/OncIssues/1998/v13.n04/oi1304.03/oi1304.03.html To use Medscape, you will have to go to www.medscape.com . Register one time, obtain a user id and password; thereafter a 'cookie' will allow complete access to Medscape. It is free, and you do not have to be a doctor. http://hipaa.hcfa.gov HCFA has launched HIPAA Online, an interactive tool that helps answer questions about employees' rights and protections under the Health Insurance Portability and Accountability Act of 1996. HIPAA added protections for employees who have lost their jobs or changed employers by restricting coverage exclusions for pre-existing conditions. The site is designed to guide visitors to an answer by asking questions about their health coverage and situation. It also contains links to specific pages relevant to consumers, employers, state regulators, and self-funded nongovernmental plans. http://www.state.wi.us/agencies/oci/pub_list/pi-001.htm A Shopper's Guide to Cancer Insurance http://www.noah-health.org/english/illness/cancer/cancercare/library/cobra.html Information About COBRA http://www.cancerinsurance.com/English/Collaterals/NY_Times_16NOV1997.html Conquering Cancer, but Way Behind on the Bills http://www.noah-health.org/english/illness/cancer/cancercare/library/crisis.html Medical Insurance: A "Hidden Crisis" for a Growing Number of Cancer Patients ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Financial Assistance http://cancersource.com Has sections on financial assistance. http://www.noah-health.org/english/illness/cancer/cancercare/services/financia.html Financial Assistance http://www.ccspm.org/links.htm Catholic Charities Web Links http://www.unitedway.org/ United Way http://www.rwjf.org/index.jsp The Robert Wood Johnson Foundation ~~~~~~~~~~~~~~~~~~~ last update 2001 doctordee

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